sentiom.
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Income this month
No income logged yet.
Bills - est vs actual
Goals / debts
Spending breakdown
No transactions yet.
Log income
Income log
No income logged this month.
Total$0
Edit est. anytime. Enter actuals each month.
New bill
BillEst.Actual
Total
Log a transaction
All transactions
No transactions this month.
Off-budget leak
No off-budget spending this month.
Edit balance and target directly. Log extra payments with +/-.
New goal or debt
De-automate your dollars. Somewhere between auto-pay bills and tap-to-pay lattes, we stopped looking at where our money actually goes. We let our financial habits slip into the background.
Welcome to Sentiom — the digital equivalent of a 90s pen-and-paper ledger. No bank syncing, no automatic categorization, and zero background noise. By forcing you to manually track every single dollar, we're bringing intentionality back to your wallet. It's time to take your money off autopilot.
Welcome to Sentiom — the digital equivalent of a 90s pen-and-paper ledger. No bank syncing, no automatic categorization, and zero background noise. By forcing you to manually track every single dollar, we're bringing intentionality back to your wallet. It's time to take your money off autopilot.
Dashboard
Your financial overview for the current month. Shows a ledger balance (income minus bills paid minus transactions), income summary, bills estimated vs actual, goals progress, and spending breakdown. Navigate months using the arrows at the top.
Income
Log all income as it hits your account — paychecks, bonuses, side income, anything. You can also use Previous Balance at the start of each month to carry over your checking account balance. The total updates the ledger balance automatically.
Bills
Your fixed monthly bills. Est. is your baseline - edit anytime. Actual is what you fill in each month as bills are paid. Gas and Groceries actuals update automatically when you log those transaction types. Add new bills with + Add bill. Remove old bills with the x button.
Transactions
Log every purchase here. Types:
Budgeted - planned spending
Off-budget - unplanned, shows in leak tracker
Free Spend - fun money
Gas - auto-updates Gas actual in Bills
Groceries - auto-updates Groceries actual in Bills
All types subtract from your ledger balance.
Budgeted - planned spending
Off-budget - unplanned, shows in leak tracker
Free Spend - fun money
Gas - auto-updates Gas actual in Bills
Groceries - auto-updates Groceries actual in Bills
All types subtract from your ledger balance.
Goals / Debts
Track savings goals and debt payoffs. Tap the balance number to edit it directly - update your debt balance when your statement arrives. Use + Add to log extra contributions or payments with a note.
Tips
- Log income on the day it hits your account
- Start each month by logging your checking balance as Previous Balance
- Update debt balances once a month when statements arrive
- The ledger balance should roughly match your checking account
- Gas and Groceries auto-track to Bills when logged as transactions
- Start each month by logging your checking balance as Previous Balance
- Update debt balances once a month when statements arrive
- The ledger balance should roughly match your checking account
- Gas and Groceries auto-track to Bills when logged as transactions