Your financial overview for the current month. Shows a ledger balance (income minus bills paid minus transactions), income summary, bills estimated vs actual, goals progress, and spending breakdown. Navigate months using the arrows at the top.

Log every paycheck, VA payment, RSU vest, or bonus as it hits your account. Use Previous Balance at the start of each month to carry over your checking account balance. The total updates the ledger balance automatically.

Your fixed monthly bills. Est. is your baseline - edit anytime. Actual is what you fill in each month as bills are paid. Gas and Groceries actuals update automatically when you log those transaction types. Add new bills with + Add bill. Remove old bills with the x button.

Log every purchase here. Types:

Budgeted - planned spending
Off-budget - unplanned, shows in leak tracker
Free Spend - fun money
Gas - auto-updates Gas actual in Bills
Groceries - auto-updates Groceries actual in Bills

All types subtract from your ledger balance.

Track savings goals and debt payoffs. Tap the balance number to edit it directly - update your debt balance when your statement arrives. Use + Add to log extra contributions or payments with a note.

- Log income on the day it hits your account
- Start each month by logging your checking balance as Previous Balance
- Update debt balances once a month when statements arrive
- The ledger balance should roughly match your checking account
- Gas and Groceries auto-track to Bills when logged as transactions